Free AdviceEvery once in a while, if you live in a house, check your gutters.
Even if you have gutter guards, check your gutters.
I didn't, and spent the better part of yesterday cleaning out several years' worth of accumulated leaves, seeds, shingle leavings, and other things best left unmentioned. The thing is, after a while some of the guards will collapse under the weight of water and whatever, leaving an opening.
Plus we had - at last count - three little trees growing up through the guards. They were cute, till I ripped them out.
Hah. Defy me, will you?